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The work consists of five chapters, an annex and an appendix. In the first chapter the author describes the point of consolidation processes, presents: the meaning of consolidation processes, active and institutional aspects of merger execution, gives a classification of the consolidation processes and considers conditions of execution of consolidations processes in the Polish law, The next chapter concerns reasons of consolidation processes. The author describes there in turn: motives of these processes, distinguishes buyer's motives and seller's motives, and presents motives of consolidation processes in financial institutions. The third chapter concerns the aims of consolidation processes - theoretical, contained in economic theory, and practical, for example of the Polish financial institutions. The fourth chapter is a detailed presentation of techniques used in acquisitions, moreover techniques of defense. The last chapter consists of a description of the structure of financial service markets in Poland and consolidation changes, which have existed on particular financial service markets in Poland, The work is supplemented by an extensive annex, in which the Author presents all financial institutions, which have participated in consolidation processes in Poland in capital, ownership and institutional aspects. The appendix contains a graphic illustration which presents process of the creation process of fifteen of financial institutions the most engaged in consolidation processes in Poland.